The cancelation letters are catching people by surprise, because the President said this wouldn't happen.
It was a promise that was repeated often as President Obama made his pitch to the American people for the Affordable Care Act.
"If you like your plan, you can keep your plan," said Obama.
Now, as many as 15,000,000 Americans are finding out that just isn't true and that includes more than a few people in Utah.
"Everyone who wants and is on a current health plan will have to change," said Utah Insurance Commissioner, Todd Kiser
The Department of Insurance says up to 99% of Utahns on an individual plan will have that plan terminated and will have to switch to another one.
The new plans will include more mandatory coverage and do away with preexisting conditions, but the price may not be so affordable.
"Right now insurance carriers aren't comfortable they can write risk profitably, so right now rates are high," said Kiser.
Kiser went on to say only time will tell if rates will come down.
In the meantime, cancelations aren't happening this year like we're seeing in other states.
Utah opted for early renewal, giving people in our state the opportunity to renew for one year, before switching plans.
We'll see those plans expire in waves throughout the year in 2014.
"I suspect there may be some panic and frustration," said Kiser.
That’s what we’re seeing now from the White House, as the President back tracks on the original promise.
"Ever since the law was passed, if insurers decided to downgrade or cancel these substandard plans, what we said under the law is, you've got to replace them with quality, comprehensive coverage," said Obama.